12 Common Documents You Need to Gather to Apply for Agricultural Land Loan
We’ve seen firsthand working with farmers and ranchers that expectations for the loan application and approval procedure are low, and the process isn’t exactly favorable for speed and efficiency. We know that regular communication and simple, efficient practices are crucial to helping agriculturists focus on what is most important, their property. That’s why we’ve compiled […]
Financing Options For Farmers: How To Get A Loan For Buying Farm Equipment
Farms require large equipment to run properly and profitably, but that equipment can cost hundreds of thousands of dollars. You most likely don’t have that much cash on hand to put down. Even if you do, you will most likely require the funds for additional farm-related expenses. This is where farm equipment loans can help. […]
What is a Farm Number and Why You Should Get One?
Aside from harvesting produce and raising farm animals to make a living, another important goal is for farmers to protect their land and boost profitability—especially if the farmer is indebted and currently paying a mortgage for the said farmland. With the help of grants, loans for farmland, crop insurance, and disaster assistance, you can guarantee […]
What Are The Different Factors That Determine Farm Land Loan Interest Rates?
Getting a farm land loan is an inevitable move for start-up farmers, especially if they don’t have the finances to fund their projects. How you approach lending farms is a crucial factor as this will make or break your way back to repaying a loan. The primary concern revolving around farm land loans is interest […]
Farm Land Loan: Basic Steps of Loan Approval
Are you interested in applying for a farmland loan? Need to know what steps are involved in loan approval? Then, this guide is the right one for you. Loan approval can seem like a big issue because you think the steps are complicated, but not to worry, they aren’t. This guide will provide details on […]
What Are the Pros And Cons of Farm Land Loans by USDA
The United States Department of Agriculture (USDA) offers different types of farm land loan programs designed for beginning and old-timer farmers and ranchers. While some of these farm land loans come directly from the USDA, other loans are issued by third-party lenders with part of the loan guaranteed by the USDA. USDA also provides credit […]
How To Buy a Countryside Estate
It’s no secret that buying an estate can be complicated, especially if you’re looking for one in the countryside. But with the right advice and adequate cash flow, it doesn’t have to be complicated. Here, we’ll outline the key steps you need to take when buying an estate in the countryside. So, whether you’re a […]
3 Types of Direct Farm Ownership Loans That You Should Know About
Access to credit is a struggle for farmers and ranchers in the United States. The issue with acquiring farm land loans mainly affects aspiring produce farmers who need money to launch their careers in agriculture, farmers who want to improve and expand their operations, farmers who need assistance with land tenure and save it for future […]
What Different Financing Options Do Farmers Have?
Agriculture and farming are a significant part of the US economy, but getting into this industry isn’t easy. Launching a farm and running it takes experience, expertise, and upfront investment. The good news is that American farmers have some helpful financing options. And they are taking advantage of this opportunity, as made evident by the […]
How To Get The Best Farm Credit Interest Rates On-Farm Loans
Farm loans can enable a farmer to access cash liquidity as a startup. However, farm credit interest rates could deter a farmer from affording the requisite funds to acquire a piece of land, inventory, and begin farming operations. It provides the farmer with enough operational cash to ferry the farm enterprise through a difficult season. […]